# Payment Methods

The **Payment Methods** tab allows partners to manage the credit and debit cards used to pay for their subscription, platform add-ons, and other charges.

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### What You Can Do Here

* **View Current Cards**\
  See all payment methods associated with your partner account, including card brand (e.g., Visa), last 4 digits, expiration date, and status.
* **Add a New Card**\
  Use the **Add Payment Method** button to add another card to your account. This ensures you always have a backup on file in case of failures.
* **Set Default Card**\
  Mark one card as the **default** so that all subscription and add-on charges are processed through it automatically.
* **Update or Remove Cards**\
  Cards can be updated (for expiration dates, replacements, etc.) or removed if no longer needed.

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### Why It Matters

* A valid default payment method is required to keep your **subscription active**.
* If a partner’s **primary payment method fails**, the account will be placed in **Payment Lock** status until payment is resolved.
* Payment Locks affect not only the **partner account**, but also **all sub-organization accounts** under it, halting campaigns, add-ons, and billing functionality until the balance is cleared.

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### Best Practices

1. Always keep at least **one active backup card** on file.
2. Update payment details ahead of time when cards are expiring.
3. If you encounter issues, add a new card and retry the payment from the **Invoices** tab.
